Money and Shelter

Relationship With Own-Self (العلاقة مع الذاتية)
المال MONEY

 Robbery / Stealing / Theft

  • “As for the thief, both male and female, cut off their hands. It is the reward of their own deeds, an exemplary punishment from Allah. Allah is Mighty, Wise.” [Al-Ma’idah 5:38]
  • From the 10 commandments: Thou shall not steal.

Cheating in everything (measurement, weight, food, work …)

  • At-Taghabun (Cheating Exposed): Chapter 64, verses 18
  • “On the day when We shall gather you all together (for the Day of Judgment), all cheating will be exposed …” [At-Taghabun 64:9]
  • Al-Mutaffifin (The Defrauders): Chapter 83, verses 36
  • “Woe to those who are fraudulent in (weighing and measuring), those who demand a full measure from others (2) but when they measure or weigh, give less …” [Al-Mutaffifin 83:1-2]
  • “Fill the measure when ye measure, and weigh with a right balance; that is good, and better in the end.” [Al-Isra 17:35]


  • Many societies are corrupted because of giving and accepting bribes, either in cash or in kind. People do not have hopes and motivation
  • “And eat up not one another’s property unjustly (in any illegal way e.g. stealing, robbing, deceiving, etc.), nor give bribery to the rulers (judges before presenting your cases) that you may knowingly eat up a part of the property of others sinfully.” [Al-Baqarah 2:188]

Deceitful outbidding (auction)

  • He is present in the auction because it is his job to bid a higher price without the intention of buying it but to entice the real buyers to bid higher than him

Begging for money

  • One of the biggest problems of society are those people begging on the streets and how much it is bothering the people. Some people even use young children to do the begging for them. They do not have the urge to improve their situation because they depend by getting money in the easy way. Some people even are trained beggars because they chose it as a career.
  • Narrated Hakim bin Hizam that the Prophet ﷺ said: The upper hand is better than the lower hand (i.e. he who gives in charity is better than him who takes it). One should start giving first to his dependents. And the best object of charity is that which is given by a wealthy person (from the money which is left after his expenses). And whoever abstains from asking others for some financial help, Allah will give him and save him from asking others, Allah will make him self-sufficient. [Bukhari]
  • Abu Hurairah related that the Prophet ﷺ said: He who makes a habit of asking from others reaches out for a brand of Fire, so let him refrain or continue, as he desires. [Muslim]

How do you earn your money?

  • Abu Hurairah narrated that the Prophet ﷺ said: A time will come upon the people when one will not care how one gains one’s money, legally or illegally. [Bukhari)]
  • It is reported by Jabir that the Prophet ﷺ said: The flesh and body that is raised on unlawful sustenance shall not enter Paradise. Hell is more deserving to the flesh that grows on one’s body out of unlawful sustenance. [Ahmad)]
  • Abu Said related that the Prophet ﷺ said: The truthful and trustworthy businessman will be in the company of Prophets, saints and martyrs on the Day of Judgment. [Darimi, Tirmidhi]

Forbidden jobs

  • Narrated ‘Aun bin Abu Juhaifah: “My father bought a slave who practiced the profession of cupping, (My father broke the servants instruments of cupping). I asked my father why he had done so. He replied, “The Prophet forbade the acceptance of the price of a dog or blood, and also forbade the profession of tattooing, or getting tattooed and receiving or giving Riba, and cursed the picture makers.” [Sahih Bukhari, Volume 3, No. 299]
  • Working in wine-producing companies. Anas ibn Malik said:“Allah’s Messenger cursed ten people in connection with wine: the wine-presser, the one who has it pressed, the one who drinks it, the one who conveys it, the one to whom it is conveyed, the one who serves it, the one who sells it, the one who benefits from the price paid for it, the one who buys it, and the one for whom it is bought.” [Tirmidhi #2776]. Abu Ad-Darda narrated: “… don’t drink wine for it is the key to every evil.” [Tirmidhi #580]
  • Working in beauty salon (plucking the eyebrows, extending hair, exposing the Aurah (private part) ….

Riba (Usury)

  • Riba is a tool of oppression and a means to unjustly take others’ money by exploiting their needs and circumstances
  • “The Riba that is practiced to increase some people’s wealth, does not gain anything at God. But if people give to charity, seeking God’s pleasure, these are the ones who receive their reward many fold.” [Ar-Rum 30:39]
  • “O you who believe! Observe your duty to Allah, and give up what remains (due to you) from usury, if ye are (in truth) believers.”[Al-Baqarah 2:278]
  • Interest in Pre-Islamic Times: One person had a right to the property of another person
  • A time was set when the claim would be settled. When the appointed time arrived the creditor would ask the debtor if he wanted to settle the claim or pay interest with an extension of time. If the claim was settled then there was no increase in the payment. Otherwise the debtor would increase the amount payable and the creditor would extend the period further


  • The Prophet ﷺ said: “Wealth does not come from having great riches; (true) wealth is contentment of the soul.” [Bukhari & Muslim]
  • If you are satisfied with what you the little things you have, then you are the richest person in the world. Even if you are the richest person in the whole world but there is no satisfaction in you (you want more and more), then you are the poorest one.


  • Amr Ibn Shuaib, on his father’s authority said that his grandfather related that the Prophet ﷺ said: When you eat, drink, give charity and wear clothes, let no extravagance or pride be mixed up with what you do.” [Ibn Majah, Nasai]
  • “O you who believe! Squander not your wealth among yourselves in vanity, except it be a trade by mutual consent, and kill not one another. Lo! Allah is ever Merciful unto you.” [An-Nisa 4:29]
  • Islam is between 2 extremes, and that is moderation

Giving the laborer’s wages

  • “Give the kinsman his due, and the needy, and the wayfarer, and squander not (your wealth) in wantonness. Lo! the squanderers were ever brothers of the devils, and the devil was ever an ingrate to his Lord.” [Al-Isra 17:26-27]
  • The Prophet ﷺ said: “Pay the worker before his sweat dries.” – to emphasize on how quick a Muslim employer should pay his staff
  • It means that employers and owners of companies has to pay the wages and salaries of the employees promptly. They should not delay the salaries and wages of the workers as it is unjust and mean.

Being a Miser

  • Abu Hurairah narrated that the Prophet ﷺ said: “Everyday two angels come down from Heaven and one of them says, ‘O Allah! Compensate every person who spends in Your Cause,’ and the other (angel) says, ‘O Allah! Destroy every miser’.” [Bukhari]
  • Abu Said Khudri related that the Prophet ﷺ said: “There are two habits which are never present together in a believer: miserliness and bad manners.” [Tirmidhi]
  • Jabir reported that the Prophet ﷺ said: “Avoid doing injustice to others, for on the Day of Judgment, it will turn into manifold darkness, and safeguard yourself against miserliness, for it ruined those who were before you. It incited them to murder and treating the unlawful as lawful.” [Muslim]

Hoarding & Business

  • “O you who believe! Lo! Many of the (Jewish) rabbis and the (Christian) monks devour the wealth of mankind wantonly and debar (men) from the way of Allah. They who hoard up gold and silver and spend it not in the way of God, unto them give tidings (O Muhammad) of a painful doom.” [At-Tawbah 9:34]
  • Jabir related that the Prophet ﷺ said: “May Allah show mercy to a man who is kind when he sells, when he buys, and when he makes a claim.” [Bukhari]

Moderation in giving

  • “And let not thy hand be chained to thy neck nor open it with a complete opening, lest thou sit down rebuked, denuded.” [Al-Isra 17:29]
  • “And those who, when they spend, are neither prodigal nor grudging; and there is ever a firm station between the two.“ [Al-Furqan 25:67]

Inheritance and wills

  • Ibn Umar related that the Prophet ﷺ said: “It is the duty of a Muslim man who has something which is to be given as a bequest not to have it for two nights without having his will written regarding it.” [Bukhari, Muslim]
  • Anas related that the Prophet ﷺ said: “If anyone deprives an heir of his inheritance, Allah will deprive him of his inheritance in Paradise on the Day of Resurrection.” [Ibn Majah]

Debts & Loans

  • “…but if you repent, you may keep your capitals, without inflicting injustice, or incurring injustice. If the debtor is unable to pay, wait for a better time. If you give up the loan as a charity, it would be better for you, if you only knew.” [Al-Baqarah2:276-280]
  • It is narrated by Abu Musa Ashari that the Prophet ﷺ said: “After the major sins which must be avoided, the greatest sin is that someone dies in a state of debt and leaves behind no asset to pay it off.” [Darimi]
  • Abu Qatadah related that the Prophet ﷺ said: “If anyone would like Allah to save him from the hardships of the Day of Resurrection, he should give more time to his debtor who is short of money, or remit his debt altogether.” [Muslim]

Zakah – what you owe from your money

  • “And they are ordained naught else than to serve Allah, keeping religion pure for Him, as men by nature upright, and to establish worship and to pay the poor-due (Zakah). That is true religion.” [98:5]
  • Abbas related that a man asked the Prophet ﷺ: “Tell me what should I do to be admitted to Paradise” and he answered: “Worship Allah associating nothing with Him, observe Salat, pay Zakah and strengthen the ties of kinship.” [Bukhari, Muslim]


  • “Believers are merely those whose hearts feel wary whenever God is mentioned and whose faith increases when His verses are recited to them. On their Lord do they rely. Those who keep up prayer and spend some of what We have provided them with are truly believers.” [Al-Anfal 8:2-4]
  • Asma related that the Prophet ﷺ said: “Spend, and do not count, lest Allah counts against you. Do not withhold your money, lest Allah withholds from you. Spend what you can.” [Bukhari, Muslim]
  • Abu Hurairah related that the Prophet ﷺ said: “The Lord’s commandment for every one of His slaves is, ‘Spend on others, and I will spend on you’.’ [Bukhari, Muslim]
  • It is narrated by Anas bin Malik that the Prophet ﷺ said: “Verily charity appeases the wrath of Allah and eases the sufferings of death.” [Tirmidhi]
  • “Hast thou observed him who belieth religion? That is he who repelleth the orphan, and urgeth not the feeding of the needy.” [Al-Ma’un 107:1-3]
  • Safwan Ibn Salim related that the Prophet ﷺ said: “Anyone who looks after and works for a widow and a poor person is like a warrior fighting for Allah’s cause, or like a person who fasts during the day and prays all night.” [Bukhari]

Envy in wealth

  • Ibn Masud said I heard the Prophet ﷺ saying: “There is no envy except in two: a person whom Allah has given wealth and he spends it in the right way, and a person whom Allah has given wisdom (i.e. religious knowledge) and he gives his decisions accordingly and teaches it to the others.” [Bukhari]

Consuming orphan’s wealth

  • “Come not near the wealth of the orphan save with that which is better till he come to strength; and keep the covenant. Lo! of the covenant it will be asked.”[Al-Isra 17:34]

Relationship With Ownself علقة مع الذاتية

Do not keep statues

  • Statues: complete, solid figures which have not been disfigured or otherwise defaced
  • Haram to keep statues in a Muslim house. Their presence is considered sufficient to drive away the angels, who represent Allah’s mercy and pleasure
  • The Prophet ﷺ said: “Assuredly the angels do not enter a house in which there are statues (or figures).” [Reported by Al-Bukhari and Muslim; the wording is from Muslim]
  • Abu Hurairah narrated that he heard the Prophet ﷺ saying: “Angels (of Mercy) do not enter a house wherein there is a dog or a picture of a living creature (a human being or an animal).” [Sahih Al-Bukhari 3:515]

Do not make statues of animate beings

  • Haram to engage in statues (making, buying, selling, keeping, using, etc.) even if he makes them for non-Muslims, because he is helping in propagating their use.
  • The Prophet ﷺ said: “Among the people receiving the harshest punishment on the Day of Resurrection will be the makers of figures,”or, in another version, “the of Allah’s creation.” [Reported by Al-Bukhari and Muslim]
  • This ruling applies equally to images of anything that has a soul, human or animal; whether the images are 2-3-4-dimensional; whether by carving, copying, drawing …
  • He also said, “On the Day of Resurrection, the maker of a figure will be asked to breathe a spirit into it, and he will never be able to do so.” [Reported by Al-Bukhari and others]. Why? It means that he will be asked to bring it to life in order to reproach and humiliate him.


  • playing with dolls and similar images is forbidden, but it is allowed for a little girl, not yet reached the age of puberty You can allow your child to play with dolls if you so desire
  • Narrated Aishah: “I used to play with the dolls in the presence of the Prophet, and my girl friends also used to play with me. When Allah’s Apostle used to enter (my dwelling place) they used to hide themselves, but the Prophet would call them to join and play with me.” [Fath-al-Bari, page 143, Vol.13)
  • Keep in mind that the dolls during the Prophet’s time were simple “rag” or “sock” dolls without animated human features or intricate ‘life-like’ detail


  • Halal to have family photos such as babies, kids growing up and animals, too
  • Having such photos are not considered as idolatry because we do not worship them (Allah knows best)
  • Drawing self-portrait is not allowed, except in case of necessity (creating the image of a criminal for the police)
  • Do not stick them up on walls or displays, rather store them in albums

Do not use gold & silver utensils & pure silk spreads

  • Islam has prohibited the use of gold and silver utensils, and of pure silk spreads in the Muslim house. On the authority of Umm Salamah, Muslim reported in his Sahih the Prophet’s saying, “Whoever eats or drinks from gold or silver utensils is indeed filing his stomach with the fire of hell.”
  • Al-Bukhari reported on the authority of Al-Hudhayfah: “The Messenger of Allah forbade us to drink or eat from gold or silver dishes or to wear silken garments or to sit on silken cloth. He said, “They are for them (the unbelievers) in this world and for us in the Hereafter.”

Purpose of these prohibitions

  • Both apply to men and women
  • To rid the house of excessively luxurious items, which cause extravagance and pride of the rich; and injury to the feelings of the poor
  • Exception: gold and silk are permitted to women to beautify themselves for their husbands

The prohibition is for economic reason

  • Gold and silver are universal monetary standards facilitating the establishment of prices and the carrying out of transactions between nations, thus promoting trade and commerce
  • It is Allah’s favor that He guided us to use them as a means of exchange
  • The proper economic usage of gold and silver, then, is their free circulation
  • They are not to be hoarded in houses as coins or, worse yet, to be tied up in household articles and ornamental objects

Utensils made of rubies and other precious gems

  • They are not prohibited, though they are more expensive than gold and silver
  • The poor are not familiar with such things, and their feelings will not be injured even if they see the rich using them

Not allowed to keep a dog as a pet

  • The Prophetﷺ has spared us from being contaminated by such filth when he ordered us to stay clear of the saliva of dogs
  • If we ever come into contact with a dog’s saliva we must wash the spot seven times, the first of which should be with sand or soil. The Prophet ﷺ said: “If a dog licks a plate (or pot), clean it seven times, of which one time should be with sand (or earth).” [Bukhari]

The wisdom of prohibition

  • Keeping a dog inside the house without any necessity merely as pets was forbidden by the Prophet ﷺ
  • The rich treat their dogs lavishly while despising their relatives. They give much attention to their dogs while neglecting their neighbors
  • The presence of a dog makes the household utensils unhygienic due to their licking of them.
  • The Prophet said, “Jibril came to me and said, ‘I came to you yesterday but what stopped me from entering was that there was a statue at the door, a curtain with figures on it in the house, and a dog inside the house. So order that the head of the statue be broken off so that it resembles the trunk of tree, that the curtain be cut and made into two pillows to recline on, and that the dog be taken out.” [Abu Dawud, An-Nasai, At-Tirmidhi & Ibn Hibban in his Sahih]

Losing a large reward by keeping a pet dog

  • In a Hadith reported by both Al-Bukhari and Muslim, the Prophet ﷺ said: “Whoever keeps a dog except for hunting or for guarding crops or cattle will lose one large measure (Qirat) of his reward each day.”
  • On the basis of this Hadith some jurists argue that the keeping of dogs as pets can be classified as Makruh rather than Haram
  • Prohibition of keeping pet dogs does not mean that they may be treated cruelly or that they should be eradicated. “There is not an animal on the earth, nor a bird flying upon two wings, but comprise nations like yourselves.” [Al-An’am 6:38]
  • The Prophet said, “If dogs were not a nation (Ummah) among nations, I would have ordered that they be killed.” [Abu Dawud & Al-Tirmidhi]
  • The Prophet ﷺ told his Companions a story concerning a man who found a dog in the desert panting and licking the dust due to thirst. The man went to a well, filled his shoes with water, and relieved the dog’s thirst. The Prophet said, “Allah appreciated this and forgave him all his sins.” [Bukhari]

 A dog can be owned for the following purposes::

  1. A trained dog for hunting (for food): not for fun, not to kill, not to torture, not to drive them out of their habitats
  2. A trained dog as essential services (guide for the blind): permissible to keep it inside the house
  3. A trained dog for police duties
  4. A trained dog to guard houses or property
  5. A dog used by farmers to shepherd cattle and sheep

But take every precaution not to have contact with its saliva, and also arrange for a separate living space.

The findings of scientific research on keeping dogs

  • Excerpt from an article by the German scientist, Dr. Gerard Finstimer, (Translated from the German magazine Kosinos)
  • Purpose: To draw public attention to the dangers to human health and life from keeping and playing with dogs
  • Pet dogs are hugged and kissed and permitted to lick the hands of the young and the old, and what is worse, to lick the plates and utensils which are used by human beings for eating and drinking. Besides being unhygienic and uncouth, this practice is bad manners and abhorrent to good taste
  • Tapeworm in dogs: The tapeworm carried by dogs is a cause of chronic disease, sometimes death. It is found in man, cattle and pigs, but it is found in fully-developed form only in dogs, wolves and rarely in cats. These worms are minute and invisible. In the lesions caused by them, one worm gives rise to many heads which spread and form other varied kinds of lesions and abscesses. They develop into full-grown worms only in dog’s tonsils.In humans and in other animals they appear as lesions and abscesses completely different from the tapeworm itself In animals, the size of an abscess may reach that of an apple, while the liver of the infected animal may grow from 5-10X its normal size. In humans, the size may reach that of a clenched fist or even the head of an infant; filled with yellow fluid weighing from 10-20 lbs. In the infected human, it may cause diverse kinds of inflammations in the lungs, muscles, spleen, kidneys, and brain, and appears in such different forms.

A woman in her ‘Iddah

  • It is Haram for a woman at the time of mourning to go out of her house, except for a necessary purpose, either day or night time
  • Sickness: she needs to go to the hospital, in which case she should go during the day
  • Emergencies: her house is about to collapse, fire….